$100.000 BDC Loan. Interest-free. 6 Years.
CDAP Financial: Powering Your Digital Business Transformation.
Approved Advisor
We are an approved as a Digital Advisor by the Canadian Government
12 months capital postponement
Acquire new technology while preserving your cash flow.
30-Minute Free Call
Maximize your business growth with CDAP Financial's special offering
ABOUT US
Let's build your business's future, together.
CDAP Financial is more than just a consultancy; we’re a partner in your business’s growth journey. Founded by a team of financial experts and digital transformation specialists, we have dedicated ourselves to helping Canadian small and medium-sized businesses thrive in the digital age.
Approved Grants
Approval Rate
your trusted partner in accessing up to $15,000 in CDAP grants and $100,000 in interest-free BDC loans
Why Work With Us
Your trusted partner in accessing up to $100,000 in interest-free BDC loans
Government-Approved Expertise
As a certified Digital Advisor, we have a direct line to the most current BDC loan information, ensuring you receive knowledgeable assistance tailored to your business needs.
Tailored Strategies
Our approach is not one-size-fits-all. We work closely with you to understand your business objectives, ensuring our loan recommendations are perfectly aligned with your goals.
Maximized Success Rates
With our expertise and insider knowledge, we significantly increase your chances of securing funding, providing a clear competitive edge for your business.
Ongoing Support
From application to approval and beyond, we’re with you every step of the way, offering guidance and support as your business grows and evolves.
Our Location
Our office
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Level 4-16 Yurong St. New York, NY
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Monday – Friday: 8:30am – 7pm
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Our goal:
"Help small business owners get their loans with %100 approval rate."
WHY CHOOSE US?
Eligibility for BDC Loans
- Canadian-Owned Corporation
- MInimum $500k Annual Gross Revenue
- Developing Digital Adoption Plan
- Submission and Follow-Up
how it works
Eligibility for BDC Loans
To ensure our services align with your business needs, we’ve outlined the key eligibility criteria for accessing BDC loans through CDAP Financial. Review the following points to see if your business qualifies:
Canadian-Owned Corporation
Your business must be a registered corporation in Canada. This ensures that we focus on supporting the growth and digital transformation of Canadian businesses, fostering local innovation and development.
Annual Gross Revenue
Your business should have reported gross revenue between $500,000 and $100 million in any one of the past three years.Â
Employment Requirement
Your business must have had at least 1 full-time equivalent (FTE) employee in one of the last three tax years.Â
Do You Qualify? Let's Discuss Your Future Growth.
If your business meets the above eligibility criteria, you’re poised to take advantage of the funding opportunities designed to propel your business forward. Contact CDAP Financial now to explore how we can support your application for CDAP grants and BDC loans, ensuring you have the financial backing to achieve your ambitions.
FAQ: BDC 0% Interest Loan for Digital Adoption
You are eligible to apply for this loan if:
- You have completed a digital adoption plan as part of the Canada Digital Adoption Program (CDAP)Â
The available loan amounts depend on your business’s annual revenue as of the last fiscal year-end:
- Businesses with revenues between $500,000 and $5 million can apply for loans ranging from $25,000 to $50,000.
- Businesses with revenues over $5 million can apply for loans ranging from $25,000 to $100,000. A maximum limit of $200,000 per borrowing group applies, even if applying for loans for multiple businesses.
The BDC loan is designed to fund items directly related to your digital adoption plan, including:
- Purchasing IT equipment
- Installing new technologies
- Updating or expanding IT equipment
- Training for staff on new technologies
- Materials and support services for technology onboarding
- Further advisory services to refine your digital adoption plan
The loan features:
- A 5-year term with an option to postpone capital repayment for the first 12 months (totaling 6 years)
- No fees associated with the loan
- A 6-month window from the completion of your approved digital adoption plan to request the loan
To apply for the loan, ensure you:
- Have completed and submitted a digital adoption plan either through CDAP or another recognized program.
- Contact CDAP Financial for assistance in preparing and submitting your loan application to meet BDC’s requirements.
Owners of multiple businesses can apply for the BDC loan for each entity but are subject to a cumulative borrowing limit of $200,000 across all businesses within the borrowing group. It’s essential to prioritize digital adoption needs across your enterprises when applying.
You must submit your loan application within 6 months of completing your approved digital adoption plan. Planning and coordinating with CDAP Financial in advance can help ensure you meet this timeline and maximize your chances of loan approval.
our team
Expert team members
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TESTIMONIALS
What our clients say?
Aquastream Swim School
“Securing a CDAP grant with the guidance of CDAP Financial was a game-changer for our swim school. Their team’s expertise and dedication to understanding our specific needs allowed us to enhance our digital infrastructure, improving both customer experience and operational efficiency. Thanks to CDAP Financial, we’re not just surviving in the digital age; we’re thriving.”
Mado Toronto
“As a bustling restaurant in the heart of Toronto, adapting to digital advancements was crucial for staying competitive. CDAP Financial’s knowledgeable team not only helped us secure a substantial BDC loan but also guided us through the entire process, ensuring we made the most of the opportunity. This has enabled us to implement a state-of-the-art online ordering system and improve our digital marketing strategies, leading to record sales.”
Newmarket Health and Wellness Centre
“The process of applying for government grants and loans can be daunting, but CDAP Financial made it seamless for us. Their professional guidance helped our health and wellness centre secure a CDAP grant, which we used to upgrade our digital health records system. This improvement has significantly enhanced our service delivery and patient care. We couldn’t have done it without the expert advice and support from CDAP Financial.”
Do You Qualify? Let's Discuss Your Future Growth.
If your business meets the above eligibility criteria, you’re poised to take advantage of the funding opportunities designed to propel your business forward. Contact CDAP Financial now to explore how we can support your application for BDC loans, ensuring you have the financial backing to achieve your ambitions.